10 Best Charm Lariat Necklaces Influencers Swear By
First impressions matter. The first time I pulled a charm lariat necklace over my head and felt the gentle weight of the pendant settling against my chest, I knew I had a new go-to piece. The way a lariat drapes—effortlessly elongated, slightly undone, very intentional—gives any outfit an immediate polish. Influencers I follow on YouTube with serious jewelry knowledge all nod to this: a lariat is the quiet hero of layered styling.
Below, I share 10 real charm lariat necklaces I’ve tried, researched, or watched trusted creators recommend repeatedly. I write like a friend who loves jewelry and has obsessed over texture, finish, and how a piece moves with the body. Each pick includes exact materials, dimensions, styling tips, and a candid take so you can picture how it will sit and feel.
Why influencers and stylists love charm lariats
Influencers praise lariats for their versatility and the flattering vertical line they create. They flatter almost every neckline and can convert a casual tee into a thoughtful, curated look. I’ve seen top YouTubers recommend them as a layering foundation because they don’t compete with other chains—rather, they anchor the whole stack.
What I look for before buying a charm lariat
- Material quality: Solid gold, gold-filled, sterling silver, or vermeil? Each affects longevity, weight, and price.
- Closure and adjustability: A secure clasp or slip-through design? Lariats that allow length adjustment feel more versatile.
- Charm size and weight: Too heavy and the necklace pulls; too tiny and it gets lost. I prefer a center charm that’s 8–20 mm.
- Chain thickness and texture: Smooth cable chains drape differently than snake or rope chains.
- Finish and plating thickness: 14k gold-filled and 18k gold vermeil last longer than thin electroplating.
- Attachment point: Is the charm fixed or removable? Fixed charms sit more stable; removable charms let you customize.
Now, here are the 10 charm lariat necklaces influencers (and I) swear by.
1) Mejuri Extra Small Lariat Necklace (14k Gold Vermeil)
Why creators recommend it: Mejuri’s clean aesthetic and durable vermeil finish make this a repeat pick for minimalist styling videos.
Materials & dimensions: 14k gold vermeil over sterling silver; chain length 16–18 inches adjustable; drop charm 18 mm teardrop pendant; chain thickness ~0.9 mm.
Styling & feel: The vermeil gives a warm, slightly satin glow that reads luxe on camera. It’s lightweight, so it floats naturally without tugging at the neckline.
My take: I wore this under a silk blouse and over a knit tee; the teardrop catches light beautifully. The finish resists dulling for months with basic care.
Practical notes: Ideal for everyday wear if you avoid harsh perfume or pool chlorine. It’s an influencer staple because it balances price and longevity.
2) Gorjana Power Gemstone Lariat (Gold-Plated Sterling Silver)
Why creators recommend it: Gemstone accents add personality and color on camera, and Gorjana’s pieces are reliably camera-ready.
Materials & dimensions: Gold-plated sterling silver; chain length 18 inches with 3-inch extender; charm: 8 mm round labradorite bead + 12 mm polished bar drop; chain thickness ~1.1 mm.
Styling & feel: The labradorite flashes soft blues while the bar adds structure—a lovely contrast of organic color and polished metal. It moves fluidly with gestures.
My take: I layered it with a dainty chain and a signet pendant. The gemstone gives the necklace an artisanal vibe without feeling boho-heavy.
Practical notes: The plating can wear if layered daily with abrasive pieces; rotate occasionally to keep it bright.
3) Kendra Scott Elisa Lariat (Gold Plated)
Why creators recommend it: Kendra Scott’s signature mix of colorful stones and everyday sizing shows up on many influencer “must-have” lists.
Materials & dimensions: Gold-plated brass with faceted glass or natural stone; adjustable chain 16–20 inches; drop pendant 15–25 mm depending on stone choice; chain thickness 1.0–1.2 mm.
Styling & feel: The faceted stones give just enough sparkle for HD video. The lariat’s elongated drop is perfect for V-necks and wrap tops.
My take: My favorite pairing is the neutral mother-of-pearl version with linen dresses. It reads airy and intentional.
Practical notes: Stones are secured in bezel settings; treat with gentle cloths to avoid surface scratches.
4) Missoma Satellite Charm Lariat (Vermeil)
Why creators recommend it: Missoma nails contemporary British-chic jewelry—great for trend-led wardrobes featured in style hauls.
Materials & dimensions: 18k gold vermeil over sterling silver; total length 18 inches plus 2-inch adjustable drop; center charm: disc 12 mm; chain: delicate satellite chain with 1.0 mm bead spacing.
Styling & feel: The tiny satellite beads catch light for subtle sparkle; the disc charm acts as a modern focal point. It has a tactile, slightly textured finish.
My take: I wore this on camera for a capsule wardrobe video; it photographed beautifully against both white and black fabrics.
Practical notes: Vermeil is robust when cared for; store separately to avoid tarnish. Perfect for daily wear with occasional cleaning.
5) Catbird Mini Lariat Necklace (14k Solid Gold)
Why creators recommend it: For influencers pushing investment pieces, Catbird’s solid 14k gold is a quality benchmark that lasts and gets softer with wear.
Materials & dimensions: 14k yellow gold; chain length 16 inches with 2-inch drop; charm: tiny solid gold bead 4 mm and bar drop 14 mm; chain thickness 0.8–1.0 mm.
Styling & feel: It’s featherlight yet inherently luxe. The solid gold patinas beautifully over time and becomes heirloom-friendly.
My take: This piece is my pick when I want a no-fuss polished look. It layers like a dream and never looks cluttered.
Practical notes: Higher cost but justified by durability and hypoallergenic properties. Perfect if you plan to wear constantly.
6) BaubleBar Mini Lariat with Freshwater Pearl
Why creators recommend it: BaubleBar offers fashion-forward pieces at accessible price points—ideal for trend tests on YouTube.
Materials & dimensions: Gold-plated brass; chain length 16–18 inches adjustable; charm: freshwater pearl 6–8 mm with 14 mm gold bar drop; chain thickness ~1.0 mm.
Styling & feel: The pearl adds a soft, organic luster against the polished gold bar. It reads feminine and modern, great for bridal-inspired outfits.
My take: I brought this on a weekend getaway; it elevated a plain tee and looked bridal-chic with a linen dress.
Practical notes: Pearls are delicate—avoid sprays and moisturizers contact. Clean with a soft cloth and keep separate.
7) Mejuri Diamond Lariat Necklace (14k Solid Gold with Pavé Diamond)
Why creators recommend it: When influencers want a little sparkle that’s still minimalist, this pavé lariat delivers subtle elegance.
Materials & dimensions: 14k solid yellow gold; chain 16 inches with 2-inch drop; charm: 10 mm curved bar with 0.03–0.05 ct pavé diamonds; chain thickness ~0.9 mm.
Styling & feel: The diamonds catch camera light without overt flashiness. The curved bar sits against the chest like a polished accent line.
My take: I wore it to a cocktail event—understated yet unmistakably special. It’s the kind of piece that reads as thoughtful investment jewelry.
Practical notes: Solid gold resists wear; diamonds are secure in micro-settings. Budget-conscious shoppers might look for smaller carat weights for similar effect.
8) Monica Vinader Siren Lariat Necklace (Gold Vermeil with Citrine)
Why creators recommend it: Monica Vinader blends gemstone hues with luxe finishes; creators love the warm color pops in lifestyle content.
Materials & dimensions: 18k gold vermeil over sterling silver; adjustable chain 16–18 inches; charm: bezel-set citrine 6 mm with 20 mm bar drop; chain thickness 1.1 mm.
Styling & feel: Citrine provides sunny warmth that reads well in outdoor shoots. The bezel gives the gem a polished, modern look.
My take: I felt instantly uplifted when wearing it with a mustard blouse—the color story was cohesive and intentional.
Practical notes: Citrine is durable but keep it away from UV over long periods which can affect tone slowly. Vermeil offers good longevity at mid-range prices.
9) Missoma Open Lariat with Bar & Moon Charm (Gold Plated)
Why creators recommend it: Missoma’s symbol-driven designs (like moons and bars) are trendy on YouTube and resonate with fashion-forward viewers.
Materials & dimensions: Gold-plated brass; chain 18 inches with 3-inch adjustable drop; charms: 12 mm open crescent moon + 18 mm bar; chain thickness ~1.0 mm.
Styling & feel: The negative-space crescent creates a light, airy silhouette. It layers well with chokers and mid-length necklaces to create dynamic depth.
My take: I used this as a layering centerpiece in a “three necklace” tutorial; it balanced shorter chains without overpowering them.
Practical notes: The open charm keeps the necklace feeling modern. Plating longevity depends on wear patterns—rotate pieces when possible.
10) Gorjana Parker Lariat Necklace (Gold Vermeil)
Why creators recommend it: Gorjana blends everyday practicality with camera-friendly finishes; this lariat is a neutral favorite.
Materials & dimensions: 18k gold vermeil over sterling silver; chain length 16–18 inches; charm: hammered disc 14 mm with a 25 mm drop rod; chain thickness 1.0 mm.
Styling & feel: The hammered texture creates subtle visual interest and hides light scratches. It hangs with a confident, slightly rustic shimmer.
My take: This has become my weekend lariat—it complements breezy dresses and buttoned shirts alike.
Practical notes: Vermeil gives you the look of gold with better price-to-durability ratio than thin plating. Avoid overnight wear in humid conditions for best life.
How I tested and why these are influencer favorites
I assessed these necklaces by wearing them in everyday situations—video shoots, coffee runs, events—and watching how they behaved on camera. Influencers praised items that:
- Photographed consistently (no glare, consistent color)
- Layered well with other pieces
- Offered adjustable length to suit multiple necklines
- Maintained finish despite regular wear
All ten brands above are frequently featured on reputable YouTube channels focused on jewelry, styling, and ethical fashion. Many creators also tested these under lifestyle conditions, commenting on longevity and styling flexibility.
How to style a charm lariat (quick guides)
- With a V-neck: Let the drop echo the neckline for a long, slimming line.
- Under a button-down: Leave the top two buttons open; the lariat becomes the focal point.
- Layering: Use two shorter chains above a lariat; keep one thin choker and a simple mid-length chain.
- Casual: Pair with a white tee and blazer for an effortless polished look.
- Evening: Swap in a pavé or diamond-accented lariat for subtle sparkle without heavy jewelry.
Practical buying advice — what matters most
- If you plan on daily wear, prioritize solid gold or gold-filled/18k gold vermeil over thin plating.
- For sensitive skin, choose solid gold or sterling silver rather than brass with unknown plating.
- Check the chain’s gauge—thinner chains look delicate but can snap; 0.9–1.2 mm is a safe sweet spot.
- Look for adjustable lengths or a slider mechanism; versatility is everything.
- Ask whether charms are soldered or removable—removable charms offer customization potential.
- Inspect return policies and warranty—investment pieces should come with care options.
What to look for: Lariat checklist
- Material (solid gold, vermeil, gold-filled, sterling silver)
- Total length + drop length (16–20” chain with 2–3” drop is ideal)
- Charm dimensions (8–20 mm center charm is most flattering)
- Chain style (cable, satellite, snake—each drapes differently)
- Closure type (slider, lobster clasp, fixed loop)
- Brand warranty and return policy
Care tips to keep your lariat camera-ready
- Store in a soft pouch to avoid scratches and tangles.
- Wipe with a dry microfiber cloth after wear to remove oils.
- Avoid perfumes, lotions, and hairsprays directly on the necklace.
- For gold vermeil and plated pieces, remove before swimming or showering.
- For pearls and gemstones, gently clean with a damp cloth only.
FAQs (short and practical)
Q: Will a lariat suit a petite frame?
A: Yes—choose a shorter chain (14–16 inches) with a small charm to avoid overwhelming your proportions.
Q: Can I wear a lariat every day?
A: You can, but pick materials like solid gold or gold-filled for daily durability.
Q: Do lariats tangle easily?
A: They can. Choose a slightly heavier chain and avoid overly long dangling drops to reduce tangling.
Q: Are gemstone lariats suitable for formal events?
A: Absolutely. Citrine, labradorite, and pavé accents add an elegant pop without being too showy.
Q: How do I layer without the look getting busy?
A: Keep top pieces simple and shorter; let the lariat be the longest, eye-catching element.
Final thoughts from one stylist to another
I treat lariats as foundational pieces. They’re versatile, image-friendly, and perfect for the woman who likes to appear effortlessly curated. Influencers and jewelry experts often recommend them because they accomplish a lot with a little: elongation, focal interest, and layering harmony.
If you want a single piece to anchor your accessory rotation, choose a lariat in a durable metal with an adjustable drop. Trust your instinct—does it move well? Does it accent your favorite tops? If the answer is yes, it will likely become a styling ally for seasons to come.