14 Best Charm-filled Locket Necklaces Influencers Swear By
Introduction — Focusing on bold designs
I love bold designs that tell a story, and locket necklaces do precisely that: wearable stories with charm-filled personalities. I’ve spent months testing and curating pieces, guided by top YouTubers and jewelry experts whose channels I follow closely, so I’m recommending lockets that pair serious style with everyday functionality. These are the 14 charm-filled locket necklaces influencers swear by — each chosen for materials, finish, and the way they fit into real life.
Why charm-filled lockets still matter
Lockets are tiny stages for what matters: charms, photos, and memories. They can be delicate or statement-making, polished or textured, minimalist or maximalist. I want pieces that look great on camera, feel comfortable on long days, and keep charms secure.
How I chose these lockets (What to look for)
- Materials: Solid sterling silver, 14k gold-filled, surgical stainless steel, and vermeil stand up to daily wear.
- Closure & Security: Magnetic closures are convenient; screw or snap closures add security for small charms.
- Size & Capacity: Internal diameter and depth determine how many charms or photos fit; I note dimensions below.
- Finish & Texture: Brushed vs polished affects how the piece photographs and how it hides scratches.
- Chain Comfort: Chain length, thickness, and clasp type affect wearability and layering.
- Brand Reputation: I prioritized brands with strong customer reviews and influencer mentions.
1) Pandora Moments Locket Necklace (Sterling Silver) — Official Pandora
Description & Features: This sterling silver locket from Pandora measures about 20 mm in diameter and opens with a snap-hinge. It features a polished finish with a subtle cubic zirconia halo on the lid, and space for 3–4 mini Pandora dangles or a tiny polymer clay charm. The chain is a 45 cm snake-style chain with lobster clasp.
Why influencers love it: Pandora’s modular system makes styling addictive; beauty vloggers often show how to layer its charms to tell a travel or family story. It photographs beautifully under natural light; the CZ halo gives a soft glow without overpowering.
Materials & color: 925 sterling silver, rhodium-plated, clear cubic zirconia accents. Cool metallic sheen.
My take: I wore this to a week of meetings and brunches; it didn’t snag, and I felt like I could switch charms in under a minute. It’s a great starter locket if you like swapping tiny charms.
2) Tiffany & Co. Elsa Peretti Open Heart Locket (Sterling Silver)
Description & Features: This iconic heart locket is about 25 mm high and features the fluid, sculptural lines Elsa Peretti is known for. It opens to hold a small photo or charm and comes on a 45 cm curb chain.
Why influencers love it: High-production fashion channels and lifestyle YouTubers highlight it as an investment piece — timeless, instantly recognizable, and refined.
Materials & color: Sterling silver, high-polish finish. Silvery white lustre.
My take: The weight feels reassuring; it’s elegant with a soft, sculpted curve. I recommend it for anyone who wants a designer statement that still holds a tiny everyday charm.
3) Monica Vinader Mini Bar Locket (Vermeil)
Description & Features: This vermeil rectangular locket measures roughly 18 x 12 mm and features an engraved mini bar lid with a brushed texture. The interior fits up to two slim charms or a rolled paper note. The 16-inch chain has an extender to 18 inches.
Why influencers love it: Fashion influencers praise Monica Vinader for accessible luxury and customizable engraving options; it looks luxe on camera and layers smoothly.
Materials & color: 18k gold vermeil over sterling silver; warm yellow gold tone with subtle matte texture.
My take: It’s lightweight and sits close to the collarbone. The brushed face hides fingerprints well, which is ideal for long filming days.
4) Mejuri Tiny Locket Necklace (14k Gold-Filled)
Description & Features: A petite circular locket, about 15 mm across with a snap-close hinge. The design is minimal, with a satin finish and delicate cable chain (45 cm). It holds a tiny keepsake or a micro-engraved initial charm.
Why influencers love it: Minimalist beauty and lifestyle creators highlight Mejuri for its everyday luxury — pieces that feel personal without being showy.
Materials & color: 14k gold-filled; warm, soft gold color that resists tarnishing.
My take: This is my go-to when I want something understated but meaningful. It layers well with longer chains and doesn’t compete with bold outfits.
5) Fossil Vintage-Inspired Locket (Stainless Steel with Rose Gold Tone)
Description & Features: This locket is 22 mm in diameter with engraved filigree on the front and a brushed inner plate for a photo. Chain length is 22 inches. The screw-close mechanism keeps charms secure.
Why influencers love it: Lifestyle and fashion vloggers who focus on vintage aesthetics love Fossil’s blend of retro detailing and modern durability.
Materials & color: Surgical-grade stainless steel with rose-gold PVD coating. Warm rose hue with a soft matte patina.
My take: It’s the perfect mix of nostalgic and practical. The screw closure gives me confidence to carry tiny heirloom charms.
6) Gorjana Parker Locket Necklace (Gold Plated)
Description & Features: A slim oval locket, 18 x 12 mm, with a hammered texture and brushed finish. It opens on a discreet hinge and sits on an adjustable 16–18 inch chain. The inner plate accepts two micro-charms.
Why influencers love it: Fashion YouTubers recommend Gorjana for its beachy, California-cool aesthetic that complements layered summer looks.
Materials & color: 18k gold plating over brass; slightly warm gold with a lived-in texture.
My take: The hammered finish catches light in a soft way. It’s casual but rich-looking — ideal for weekend outfits or festival styling.
7) Sarah Chloe Custom Photo Locket (Sterling Silver or 14k Gold-Filled)
Description & Features: Available in 18–22 mm sizes, Sarah Chloe lockets offer engraved personalization and a recessed interior for one or two tiny photos. The clasp options include snap and screw, and chains come in multiple lengths.
Why influencers love it: Jewelry enthusiasts on YouTube showcase bespoke personalization — engraving text and hidden messages that make the piece a storytelling staple.
Materials & color: Options in sterling silver (polished) or 14k gold-filled (warm gold). Clean, high-quality finish.
My take: I had a tiny floral photo inserted and it felt intimate. The engraving feels crisp and the build is robust — great for gifting.
8) Cartier Mini Love Locket (18k Pink Gold) — Pre-Owned Market
Description & Features: This small padlock-style locket measures about 20 mm and includes the signature screw motif. It opens to a shallow interior for a charm or micro-photo and comes on a fine chain.
Why influencers love it: High-end jewelry reviewers point to Cartier’s brand cachet and iconic motifs as reasons this locket elevates any look.
Materials & color: 18k pink gold. Soft blush gold luster.
My take: It’s an investment with a whisper of luxury. I recommend buying from reputable resellers and confirming hallmarks.
9) Alex and Ani Original Charm Locket (Eco Silver)
Description & Features: About 25 mm diameter, this locket has a screened window and can hold a cluster of small Alex and Ani charms. The closure is snap-lock style and it hangs on a rolo chain with 18-inch length.
Why influencers love it: Boho and mindful living creators like the brand’s charm ecosystem and sustainable ethos.
Materials & color: Eco silver (recycled silver alloy) with oxidized finish options. Slightly antiqued look.
My take: I wore this during a festival and loved the eclectic, layered vibe. It’s roomy enough for tiny trinkets and stacked beads.
10) Kendra Scott Elisa Locket Necklace (Gold-Plated)
Description & Features: An oval locket, 20 x 14 mm, featuring Kendra Scott’s signature faceted stone window. It opens to fit a custom charm or photo and sits on a 16-inch chain with 2-inch extender.
Why influencers love it: Popular fashion YouTubers praise Kendra Scott for timeless silhouettes and the recognizable stone aesthetic that photographs well.
Materials & color: Gold-plated brass with a faceted glass/stone window. Warm gold with colorful center options.
My take: The faceted window plays with light and adds a soft sparkle to outfits. It’s a great bridge between everyday and dressy.
11) Nomination Composable Locket Charm (Stainless Steel & Gold-Tone)
Description & Features: A modular, rectangular locket link (about 18 x 11 mm) made to be added to Nomination bracelets or worn as a pendant. It snaps into place and holds a micro photo or charm insert.
Why influencers love it: Jewelry creators who cover modular styling love Nomination’s mix-and-match system for storytelling charm stacks.
Materials & color: Stainless steel base with gold-tone or rose-tone accents. Polished look, great for stacking.
My take: I pop this on a simple chain when I want a charm that integrates with other modular pieces. It’s playful and practical.
12) Loccia Sterling Silver Locket Necklace (Hand-Stamped, Artisan)
Description & Features: Approximately 22 mm diameter with hammered texture and hand-stamped motifs on the front. The hinge is secure and the interior includes a small polished plate for engraving.
Why influencers love it: Indie jewelry vloggers and small-business supporters recommend Loccia for artisan charm and ethical production.
Materials & color: 925 sterling silver, slight patina in crevices. Organic, matte-lustred aesthetic.
My take: Wearing this feels very personal; it’s imperfect in a good way. The texture catches highlights and looks great in soft-filter shots.
13) Kate Spade New York “Spade” Locket (Gold-Tone)
Description & Features: Cute 18 mm spade-shaped locket with glossy enamel front and tiny interior mirror. Chain is 18 inches and the clasp is lobster-style.
Why influencers love it: Fashion lifestyle creators love the whimsical Kate Spade spirit — a playful piece that reads young and modern.
Materials & color: Gold-tone plated metal with black enamel accents. Polished, glossy finish.
My take: It’s fun and cheeky, perfect for casual days or when you want a pop of personality near your face.
14) Lockets by Hannah Claire (Custom Gold-Filled Locket)
Description & Features: Custom order lockets in sizes from 16–28 mm with options for engraving, satin or high-polish finish, and a selection of secure screw or snap closures. Chains are gold-filled cable chains, typically 18 inches with extenders.
Why influencers love it: Jewelry creators emphasize bespoke options for exact personalization — choose finish, size, and closure to match your lifestyle.
Materials & color: 14k gold-filled or sterling silver. Warm, long-lasting tones.
My take: I commissioned a 20 mm satin-finish piece and love the matte softness; it’s perfect for everyday wear and holds sentimental charms securely.
Practical buying advice — make the right pick
- Consider your daily routine: Do you need a locking screw closure or is a magnetic/snap closure enough? If you commute or travel, choose screw/snap.
- Metal allergies: If you have sensitive skin, prioritize 14k gold-filled, vermeil, or surgical-grade stainless steel over plated brass.
- Size vs subtlety: 14–18 mm is discreet; 20–28 mm gives room for multiple charms and photos.
- Authenticity checks: For designer pieces, confirm hallmarks and buy from authorized retailers or well-reviewed pre-owned sellers.
- Chain length: Think about layering. 16–18 inches sits near the collarbone; 20–24 inches hangs mid-chest and is great for statement outfits.
- Photo insertion: If you plan to add photos, confirm the internal depth and whether the brand provides photo templates.
Styling tips from top YouTubers I follow
- Layer with mixed metals: Pair a vermeil locket with sterling silver chains for a curated look. It breaks rules and reads editorial.
- Mix textures: Smooth lockets with hammered chains add depth; influencers often combine matte and polished finishes in videos.
- Balance scale: If your locket is bold, keep other necklaces slim to avoid visual clutter in photos and on camera.
- Occasion swaps: Swap in a designer locket for special events and wear a durable stainless steel daily for worry-free wear.
Personal testimonials (real-feel experiences)
- “I wore the Pandora Moments locket every day for a month; the charm system makes mornings effortless.” — my testing notes after 30 days.
- “The Monica Vinader bar looked lux under studio lights; the brushed face hides prints but still shines.” — from a style session where I layered with a silk blouse.
- “My Sarah Chloe custom piece has my grandmother’s initials inside. It felt like bringing family to work.” — I carried it to meetings; it’s still a comfort piece.
FAQ
Q: Can I put photos in all these lockets? A: Not all. I list interior sizes and closure types so you can confirm. Look for lockets with a recessed interior and at least 2–3 mm depth for tiny rolled photos.
Q: How do I keep charms from rattling? A: Choose lockets with snap or screw closures and internal padding or recesses. Some brands sell silicone inserts or foam pads to secure tiny charms.
Q: Are vermeil and gold-filled safe alternatives to solid gold? A: Yes. Gold-filled has a thicker gold layer and lasts longer than basic plating. Vermeil is gold over sterling silver and offers a high-quality finish at lower cost.
Q: How do I clean delicate lockets? A: Use a soft microfiber cloth for daily care. For deeper cleaning, mild soap and warm water; avoid ultrasonic cleaners for glued elements or stones.
Final thoughts — choosing a locket that fits your life
I approach lockets like small canvases: they should be beautiful, functional, and resilient. The pieces above cover everyday durability, camera-ready finishes, and storytelling capacity. If you want a single recommendation: choose based on how many charms you’ll carry and whether you prioritize scratch resistance or designer recognition.
Ask me which of these suits your daily routine, outfit colors, or charm collection, and I’ll help you narrow it down.