14 Best Minimalist Coin Pendant Necklaces Influencers Swear By

Warning: wear one of these and you’ll want to stop switching necklaces altogether.

Why I’m obsessed with minimalist coin pendants (and why YouTubers agree)

I’ve followed jewelry-focused YouTube creators for years, and a few names keep popping up in my feed — creators who test durability, compare plating, and show how a simple piece can upgrade an outfit instantly. They recommend coin pendants because they’re tiny statements that balance classic, modern, and wearable art. These necklaces are especially perfect when you want refined texture without overpowering a layered look.

Coin pendants are subtle, tactile, and endlessly versatile. They sit close to the collarbone, catch light on the move, and age gracefully when they’re made with good metals and finishes. Below are 14 pieces that top influencers repeatedly reach for, with honest reasons I’d gift or keep for myself.

How I chose these necklaces — my selection criteria

I used the same checklist that many trustworthy YouTube reviewers do: material quality (solid gold, vermeil, or sterling), chain construction (link type and clasp reliability), pendant dimensions, finish (matte, hammered, high polish), and overall wearability. I also watched creator videos for long-term wear tests, noticed which pieces survived daily wear, and read customer reviews for real-world feedback. Finally, color, texture, and price had to align with what fashion-focused creators call “everyday luxury” — pieces that look elevated but don’t require a special occasion.

1. Mejuri Bold Coin Necklace — 18K Gold Vermeil, 16″–18″ adjustable

I first spotted this on a jewelry haul by a top minimalist YouTuber, and it kept showing up in staples videos. The pendant is a 15 mm antique-style coin with a slightly raised rim and a brushed finish that diffuses light beautifully. The chain is 18K gold vermeil over sterling silver, and the necklace comes with an adjustable 16″ to 18″ length so you can layer it over tees or fine knitwear.

I love the tactile weight — not flimsy — and how the brushed surface hides tiny scratches. It feels like a vintage find but with modern plating that resists tarnish better than plain gold plating.

Key features:

  • Material: 18K gold vermeil over sterling silver
  • Pendant diameter: 15 mm
  • Chain: 1.2 mm curb chain, adjustable 16″–18″
  • Finish: brushed/antique
  • Ideal for: everyday wear, layering, warm-tone wardrobes

Personal note: I wore this for a week straight and noticed the vermeil stayed luminous even against lotions and perfume. Influencers praise its polished natural look and durability.

2. Gorjana Power Gem Coin Necklace — 14K Gold Plated, 14″–16″ adjustable

This petite coin pendant is a favorite of fashion channels that mix high/low looks. The coin is 12 mm in diameter with a smooth, mirror polish on one side and a barely-there hammered texture on the reverse. The chain is delicate but threaded with tiny station beads to reduce kinking.

It’s lightweight, feminine, and ideal for a second-skin look. Gorjana’s 14K plating over base metal holds well if you treat it gently, and the piece is flattering with both V-necks and crewnecks.

Key features:

  • Material: 14K gold-plated over brass
  • Pendant diameter: 12 mm
  • Chain lengths: 14″ and adjustable to 16″
  • Finish: high polish + subtle hammering
  • Ideal for: layering, minimal vintage looks

Personal note: I paired this with a silk blouse and got compliments within hours — influencers often recommend sizing down when layering to avoid overlap.

3. Catbird Mini Lucky Coin Necklace — 14K Solid Gold, 16″

If you want a lifetime piece, Catbird’s mini coin is a solid gold dream. The 10 mm coin sits on a fine 0.9 mm cable chain, and the tiny stamped image has a handcrafted feel. Solid 14K gold means this one gains character rather than wears out, and YouTube unboxings focused on how it outlasts plated pieces.

This is the necklace people recommend when quality is non-negotiable and you want investment jewelry that still reads casual.

Key features:

  • Material: 14K solid gold
  • Pendant diameter: 10 mm
  • Chain: 0.9 mm cable chain, 16″
  • Finish: satin/matte with stamped motif
  • Ideal for: heirloom wear, everyday investment pieces

Personal note: It’s featherlight on the neck and the color is a calm, deep gold — the kind that doesn’t yell for attention.

4. Mejuri Small Coin Pendant Necklace — Solid Recycled 14K Gold, 16″

This is Mejuri’s solid gold counterpart that many creators call “the safe splurge.” The pendant measures 11 mm with an engraved profile and a satin finish that’s polished at the edges to catch light. The 16″ chain sits beautifully at the collarbone and layers effortlessly.

I kept this one in rotation and appreciated how the tone matched other 14K pieces without any clashing.

Key features:

  • Material: Recycled 14K solid gold
  • Pendant diameter: 11 mm
  • Chain: 16″ fixed cable chain
  • Finish: satin with polished edge
  • Ideal for: refined capsule wardrobes, frequent wear

Personal note: For fragile-skin jewelry lovers, solid gold is the one necklace I never worry about reacting to.

5. Gorjana Taner Coin Necklace — Gold Tone, 18″ with extender

This is a slightly larger, boho-leaning coin at 20 mm, often featured in “10 pieces under $100” videos. The face has a soft relief profile with a heavily textured rim that gives a vintage medallion vibe. It hangs on an 18″ link chain with a 2″ extender so you can adjust for layering.

I use this when I want the coin to be a little more pronounced but still minimalist.

Key features:

  • Material: gold-tone plated brass
  • Pendant diameter: 20 mm
  • Chain: 18″ with 2″ extender
  • Finish: textured relief with oxidized details
  • Ideal for: boho layering, statement-within-minimalism

Personal note: Influencers love this for outfits where the coin needs to be the focal point without being flashy.

6. Mejuri Hammered Coin Necklace — 14K Gold Vermeil, 15 mm

This hammered coin has beautiful irregularities that catch the light like tiny waves. The 15 mm pendant hangs on a 1.1 mm cable chain and the hammered texture gives it an artisanal, hand-forged look. YouTube creators who test everyday jewelry praise the finish for hiding micro-scratches.

It’s a perfect pick when you want texture without bulk.

Key features:

  • Material: 14K gold vermeil over sterling silver
  • Pendant diameter: 15 mm
  • Chain: 15″ or 18″ options
  • Finish: hammered, micro-textured
  • Ideal for: tactile looks, textured layering

Personal note: I loved the way the hammered surface looked against a linen blouse — organic and thoughtfully imperfect.

7. Astrid & Miyu Mini Coin Necklace — Gold Vermeil, 12 mm

This London-born brand has a cult following on style channels for creating polished, modern staples. The mini coin is 12 mm with a clean, slightly convex surface and sits on a skinny belcher chain. Astrid & Miyu use vermeil that influencers say holds up well with light wear.

It’s refined, simple, and blends seamlessly with a capsule collection.

Key features:

  • Material: 18K gold vermeil
  • Pendant diameter: 12 mm
  • Chain: fine belcher chain, 16″
  • Finish: high polish, domed coin
  • Ideal for: city chic outfits, uniform jewelry

Personal note: I noticed it made silk and knitwear look more intentional without stealing the show.

8. Gorjana Parker Coin Necklace — Sterling Silver Vermeil/Rhodium Plated, 15 mm

For silver lovers, Gorjana’s Parker coin offers a clean, bright look with rhodium plating over sterling silver. The pendant is 15 mm with subtle engraving and a mirror-satin finish. It pairs wonderfully with cool-tone wardrobes and minimalist watches.

I use this for days when gold would feel too warm against my outfit.

Key features:

  • Material: rhodium-plated sterling silver
  • Pendant diameter: 15 mm
  • Chain: 16″ with 2″ extender
  • Finish: satin-mirror hybrid
  • Ideal for: cool-tone styling, mixed-metal layering

Personal note: Several YouTubers recommend rhodium plating for silver because it resists darkening and keeps the brightness longer.

9. Mejuri Signet Coin Necklace — 14K Gold Vermeil, 17 mm

This is a larger signet-style coin, 17 mm across with a flattened profile and a polished central field for engraving. Many reviewers suggest this if you want the look of a signet without the weight. The chain is slightly thicker (1.4 mm) for balance.

It’s great when you want a clean surface that could be personalized later.

Key features:

  • Material: 14K gold vermeil over sterling silver
  • Pendant diameter: 17 mm
  • Chain: 1.4 mm chain, 16″–18″ adjustable
  • Finish: polished center with matte rim
  • Ideal for: personalized gifts, clean statement pieces

Personal note: I’ve seen stylists layer two coins — a small one close to the neck and this larger signet lower — it’s a tried-and-true influencer combo.

10. Ana Luisa Luna Coin Necklace — Recycled Gold Plated, 14 mm

Ana Luisa offers sustainable options that creators praise for price and conscience. The Luna coin is a 14 mm disc with a subtle starburst engraving and a satin finish that mutes glare. The chain is a delicate 16″ cable chain, nickel-free and designed for sensitive skin.

This necklace reads crafted and thoughtful, ideal if you prioritize eco-conscious production.

Key features:

  • Material: recycled brass with gold plating
  • Pendant diameter: 14 mm
  • Chain: 16″ nickel-free cable chain
  • Finish: satin with starburst engraving
  • Ideal for: eco-minded buyers, everyday elegance

Personal note: I appreciated the practiced balance — not too flashy, very wearable, and kind to reactive skin.

11. Missoma Fortuna Coin Necklace — Gold Vermeil, 18 mm

Missoma’s Fortuna coin is a recurrent pick for fashion gurus who favor slightly chunkier pieces. The coin is 18 mm with an embossed figure and textured rim, and the heavy gold vermeil gives it a reassuring weight. It’s a go-to when creators film “travel jewelry” videos because it reads luxe without being precious.

This one feels like a lucky charm — weighty, textured, and timeless.

Key features:

  • Material: 18K gold vermeil
  • Pendant diameter: 18 mm
  • Chain: 18″ with 2″ extender
  • Finish: embossing with oxidized details
  • Ideal for: travel-friendly jewelry, charm looks

Personal note: I rubbed the coin often when nervous — it’s tactile and oddly grounding.

12. Kendra Scott Dani Coin Pendant — Sterling Silver/Rose Gold, 16 mm

Kendra Scott’s take on the coin is polished and modern. The Dani coin comes in sterling silver and rose gold options and measures 16 mm across. The finish is high polish with a beveled edge that gives a clean silhouette against tees and dresses alike.

Style creators love having both metal options to mix with earrings and bracelets.

Key features:

  • Material: sterling silver or rose gold plated over base metal
  • Pendant diameter: 16 mm
  • Chain: 16″ with 2″ extender
  • Finish: high polish with beveled rim
  • Ideal for: mixed-metal wardrobes, modern-minimal looks

Personal note: I liked the rose gold for soft, warm outfits — it reads modern and feminine.

13. The M Jewelers Mini Coin Necklace — 14K Gold Fill, 12 mm

This independent brand makes crowd-pleasing pieces that creators often include in “affordable heirloom” roundups. The mini coin is 12 mm, on a sturdy 14K gold filled chain that resists flaking because the gold layer is thickly bonded. The surface has faint hand-stamping for a slightly rustic feel.

It’s a pragmatic pick for folks who want longevity without the cost of solid gold.

Key features:

  • Material: 14K gold filled
  • Pendant diameter: 12 mm
  • Chain: durable 1.1 mm chain, 16″
  • Finish: hand-stamped, slightly rustic
  • Ideal for: budget-conscious buyers, durable everyday wear

Personal note: After wearing it daily for two months, it still looked excellent — influencers often point to gold-filled pieces for longevity.

14. Ana Luisa Luna Double-Sided Coin Necklace — Recycled Silver with Gold Plating, 13 mm

This double-sided coin shows two different motifs on each face, making it versatile for mood-driven styling. The 13 mm coin is thin, sits flat, and has a gently oxidized recess that highlights the design. The chain is 16″ with a micro-adjuster.

Influencers love double-sided coins because they offer two looks in one minimal silhouette.

Key features:

  • Material: recycled silver with gold plating
  • Pendant diameter: 13 mm
  • Chain: 16″ with micro-adjuster
  • Finish: oxidized recess and polished relief
  • Ideal for: two-in-one styling, travel jewelry

Personal note: I switch which side faces out depending on my mood; it’s small details like this creators always point out.

What to look for when buying a coin pendant necklace

  • Material: Solid gold, gold-filled, vermeil, and high-quality plating behave differently. Solid gold is best for longevity; vermeil gives the gold look without cost and holds up if care is moderate; gold-filled is a durable, budget-friendly middle ground.
  • Pendant size: 10–12 mm reads dainty; 15–20 mm makes more of a statement. Think about neck length and layering plans.
  • Chain thickness and clasp: Thicker chains reduce the risk of breakage; lobster clasps are more reliable than spring rings. Match chain strength to pendant weight.
  • Finish: Matte or hammered finishes hide scratches; high-polish shows more wear but shines bright.
  • Hypoallergenic properties: Look for nickel-free, sterling silver core, or solid gold for sensitive skin.
  • Extenders and adjustability: Adjustable lengths make layering simple and increase versatility.

Practical buying advice — my actionable tips

  • If you’re indecisive, buy vermeil or gold-filled first; it gives a solid sense of style and wear without committing to price.
  • When layering, vary coin sizes and chain textures; a 10 mm choker, a 15 mm mid-length, and an 18 mm longer coin create pleasing depth.
  • For travel, choose vermeil pieces with thicker plating and closeable boxes to minimize tarnish.
  • Always examine clasp construction in product photos or video; a flimsy jump ring often causes breakage.
  • Check for customer photos — they reveal real-life scale better than studio images.

Styling ideas from creators (that I actually tested)

  • Office casual: tiny 10–12 mm coin on a 16″ chain with a crisp white shirt and a blazer; it reads curated but professional.
  • Weekend layers: pair a 15 mm hammered coin with a thin rope chain and a tiny pendant for texture.
  • Evening minimal: single 17–18 mm polished coin with a deep V-neck dress; it acts like a signet without being heavy.
  • Mixed metal looks: layer a rhodium-plated coin with a vermeil piece for modern contrast — creators call this “intentional mismatch.”

Care tips I swear by (and YouTubers always talk about)

  • Remove jewelry before showering or swimming to prolong plating life.
  • Store in a fabric-lined box or soft pouches to prevent rubbing and scratches.
  • Clean vermeil and gold-filled pieces with a soft, damp cloth; avoid abrasive cleaners.
  • For sterling silver, use a dedicated silver cloth or paste that won’t remove plated layers.
  • If a chain kinks, gently undo it with two needles rather than pulling hard.

FAQ — quick answers to reader questions

Q: How do I know if a coin pendant is real gold or just plated? A: Check product details — look for “solid 14K/18K” or “gold-filled” versus “gold plated” or “vermeil.” Vermeil specifically means thick gold plating over sterling silver; gold-filled contains a bonded thick layer that lasts longer.

Q: Can I sleep with these necklaces on? A: I don’t recommend it. Sleeping creases chains and causes micro-abrasions on plated pieces. If you insist, choose solid gold or thick gold-filled chains.

Q: What’s the best coin size for small frames? A: 10–12 mm typically looks proportionate on smaller frames. 15 mm and up can dominate unless you want a statement feel.

Q: How often will vermeil tarnish? A: It depends on exposure to moisture and chemicals; with daily wear and proper care, it can stay bright for months or years. Many influencers say to expect signs of wear after heavy use.

Q: Will these coins hold up to perfume and lotion? A: Perfume and lotion accelerate wear on plated pieces. Apply products first and let them dry before putting on jewelry.

Final thoughts — why I recommend these like a trusted creator

I’ve tested, layered, and lived in these necklaces while following what top jewelry YouTubers test on-camera. They’re recommended not because they’re trendy, but because they translate across wardrobe styles, age ranges, and everyday routines. Whether you pick a solid gold mini from Catbird, a hammered vermeil from Mejuri, or an eco-minded Ana Luisa piece, you’ll get the visual calm and functional durability that influencers keep talking about.

If you want, I can narrow this list to budget-friendly favorites, investment heirlooms, or the best coins for sensitive skin. Which do you prefer?

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