10 Best Bolo-and-locket Pendant Necklaces Creators Love
Why the “Best Option” Matters for Bolo-and-Locket Pendant Necklaces
If you’re anything like me, you know the thrill of finding that one necklace that makes every outfit pop. The right bolo-and-locket pendant necklace can elevate a plain t-shirt, add drama to a dress, and give your everyday look a touch of personality. I always look for pieces recommended by creators who are truly obsessed with jewelry—those YouTubers and fashion influencers who know their way around a good accessory. Their picks are based on real wear, honest reviews, and tons of styling experiments.
Today, I’m sharing the 10 best bolo-and-locket pendant necklaces that creators genuinely love. Every piece is easy to order online and has been spotlighted by jewelry experts on YouTube. I’ll break down what makes each necklace special—whether it’s the way the chain drapes, the shimmer of the locket, or how it layers with other jewelry. Ready to find your new go-to accessory?
1. Kendra Scott Davis Bolo Necklace
Creator Favorite: MissLouLouStyle (YouTube)
I first spotted this necklace on MissLouLouStyle’s channel during her “How I Style My Everyday Jewelry” video. It instantly caught my eye because it’s adjustable—no more struggling with awkward chain lengths.
Features:
- Material: Rhodium-plated brass
- Colors: Silver, Gold, Rose Gold
- Pendant: Sleek bar locket (2” long)
- Bolo Slider: Lets you customize the length from 14” up to 32”
- Dimensions: 2mm chain thickness
Why I Love It:
The finish is smooth and slightly reflective, making it perfect for both day and night. I wore mine to brunch last weekend layered over a chunky sweater, and it didn’t snag or twist—huge plus! The locket isn’t meant for photos, but the bar design feels modern and chic.
Style Tip:
If you like to stack necklaces, this bolo style sits perfectly above other chains without looking messy.
2. Mejuri Locket Pendant Necklace
Creator Favorite: Allyson in Style (YouTube)
Mejuri always nails minimalist elegance, and their locket pendant necklace is no exception. Allyson raved about its “heirloom feel” in her jewelry haul video, and I couldn’t agree more.
Features:
- Material: 18k gold vermeil
- Colors: Classic gold
- Pendant: Oval locket (can hold two tiny photos)
- Chain: 16” adjustable to 18”
Why I Love It:
This necklace has a buttery gold finish that glows against any skin tone. I tucked a photo of my dog inside—tiny but adorable! It’s lightweight, so you forget you’re wearing it (until someone compliments you).
Style Tip:
Try pairing this with a silk blouse for a vintage-inspired look that feels fresh.
3. Gorjana Parker Adjustable Locket Necklace
Creator Favorite: The Jewelry Insider (YouTube)
The Parker series by Gorjana pops up on almost every creator’s recommendations list. The adjustable locket necklace is especially beloved for its chunky-yet-delicate chain.
Features:
- Material: Gold-plated brass
- Colors: High-shine gold
- Pendant: Square locket (holds one small photo)
- Bolo Slider: Easily adjusts from choker length to mid-chest
- Chain Thickness: 4mm paperclip links
Why I Love It:
I wore this to a dinner party layered with my favorite pearls, and it added just the right amount of texture. The paperclip chain gives it a bold look without feeling heavy.
Style Tip:
Adjust the slider so the locket sits right at your collarbone when wearing v-necks.
4. Catbird NYC Sweet Nothing Locket Necklace
Creator Favorite: GracefulGems (YouTube)
Catbird’s delicate designs are adored by creators who love dainty jewelry. GracefulGems called this “the perfect everyday locket.”
Features:
- Material: Solid 14k gold or sterling silver
- Colors: Yellow gold, Silver
- Pendant: Tiny round locket (holds one photo)
- Chain Length: 18”
Why I Love It:
This necklace is whisper-light and shimmery. The locket is barely bigger than a dime but feels precious. I slip it on every morning and forget it’s there until someone asks where I got it.
Style Tip:
Wear this with other thin chains for a dreamy layered look.
5. Monica Vinader Alta Capture Charm Chain Necklace
Creator Favorite: StyledBySophie (YouTube)
Monica Vinader’s charm chain is endlessly customizable. I discovered it on StyledBySophie’s “Jewelry That Changed My Life” video, and now I can’t stop mixing charms!
Features:
- Material: Recycled sterling silver, 18k gold vermeil
- Colors: Silver, Gold
- Pendant: Choose your own (oval locket recommended!)
- Chain Length: Adjustable up to 24”
- Link Size: 8mm chunky links
Why I Love It:
The chain feels substantial but not clunky. You can add several lockets or charms—great for those of us who love personalizing our jewelry. My favorite combo is a gold oval locket with a tiny sapphire charm.
Style Tip:
Go bold! Stack with other statement pieces for maximum impact.
6. Pandora Moments Sliding Locket Necklace
Creator Favorite: JewelTalk (YouTube)
Pandora’s sliding locket design is a hit among creators who want versatility. JewelTalk called it “the must-have necklace for busy women.”
Features:
- Material: Sterling silver or gold-plated silver
- Colors: Silver, Rose Gold
- Pendant: Heart-shaped locket (holds one photo or charm)
- Chain Length: Adjustable between 16” to 30”
Why I Love It:
The chain has a smooth slider that never snags hair or clothing. The heart locket is sweet without being too cutesy. I wore this to an office meeting, and it instantly dressed up my blazer.
Style Tip:
Let the locket hang low over sweaters for an elongating effect.
7. Madewell Bolo Locket Necklace
Creator Favorite: HelloJules (YouTube)
Madewell’s jewelry is always reliable, and their bolo locket necklace was featured in HelloJules’ capsule wardrobe series.
Features:
- Material: Gold-plated recycled brass
- Colors: Warm gold
- Pendant: Mini oval locket (fits one photo)
- Bolo Closure: Adjustable up to 30”
Why I Love It:
It’s sturdy yet elegant. The warm gold finish looks gorgeous against knitwear and denim jackets—a staple for fall outfits! The bolo closure is smooth and easy to adjust.
Style Tip:
Layer with chunky chains for an instant retro vibe.
8. Tiffany & Co. Elsa Peretti Bolo Necklace
Creator Favorite: ClassyWithCassie (YouTube)
Tiffany’s Elsa Peretti collection is iconic, and creators rave about this bolo necklace for its understated glamour.
Features:
- Material: Sterling silver or 18k gold
- Colors: Silver, Gold
- Pendant: Teardrop-shaped locket (does not open)
- Chain Length: Adjustable from 14” to 22”
Why I Love It:
The fluid shape feels so luxurious against my skin. You don’t get an actual photo compartment here, but the teardrop design catches light beautifully.
Style Tip:
This is my go-to when I want something elegant but not too flashy—a little black dress, red lipstick, and this necklace.
9. BaubleBar Custom Locket Pendant Necklace
Creator Favorite: AccessoryAddict (YouTube)
BaubleBar lets you personalize their locket pendants with initials or birthstones—a huge hit among accessory-loving creators.
Features:
- Material: Gold-plated brass, enamel options available
- Colors: Gold, Silver, Pastel Enamel finishes
- Pendant: Round customizable locket (holds one photo)
- Chain Lengths: Choose from 16”, 18”, or adjustable 20”
Why I Love It:
I ordered one with my initial in pale pink enamel—so fun! These lockets make amazing gifts since you can tailor them to anyone’s style.
Style Tip:
Great for layering with colored beads or chains—play with color!
10. Ettika Adjustable Bolo Locket Necklace
Creator Favorite: GemLife (YouTube)
Ettika’s pieces are affordable but feel luxe. GemLife featured this adjustable bolo locket in her “Best Budget-Friendly Necklaces” roundup.
Features:
- Material: Gold-plated brass with cubic zirconia accents
- Colors: Gold with crystal highlights
- Pendant: Rectangle-shaped locket (holds one photo) with sparkling CZ border
- Chain Length: Adjustable up to 28”
Why I Love It:
This necklace adds instant sparkle and looks much pricier than it is. The CZ accents catch sunlight in the prettiest way—I got compliments at every coffee shop last week!
Style Tip:
Pair with simple studs or hoops to let the necklace shine as your main statement piece.
What to Look For When Buying Bolo-and-Locket Pendant Necklaces
Buying jewelry online can feel risky, but knowing what creators look for helps narrow down options:
Adjustability
Look for bolo sliders or adjustable chains so you can customize the length for different outfits and necklines.
Materials
Creators prioritize real metals like sterling silver or gold vermeil for durability and skin-friendliness. If you’re on a budget, high-quality plating over brass works well if you avoid water and harsh chemicals.
Locket Size & Functionality
Consider whether you want a true photo locket or just love the look of a closed pendant. Tiny lockets are cute but may not fit larger photos; check dimensions before buying!
Style Versatility
Choose simple shapes if you plan to layer necklaces often; bolder designs work best as standalone pieces.
Color & Finish
Gold tones tend to flatter warm skin tones; silver works beautifully on cool complexions. Rose gold is universally soft and feminine.
FAQ: Bolo-and-Locket Pendant Necklaces
Can you wear these necklaces every day?
Absolutely! Most creators recommend these pieces for daily wear since they’re lightweight and designed for comfort. Just remember to store them properly when showering or swimming.
Are they suitable for layering?
Yes! Every necklace on this list layers well with other chains or pendants. Adjustable lengths make it easy to mix and match without tangling.
How do you clean them?
Use a soft jewelry cloth for plated pieces; sterling silver can be polished gently with anti-tarnish products. Avoid harsh chemicals!
What outfits do they work best with?
These necklaces are perfect with tees, blouses, dresses—even cozy sweaters. Bolo styles add drama; lockets bring personal charm.
Can you put photos inside all lockets?
Check product details—you’ll need miniature prints for most styles! Some pendants don’t open but offer the classic “locket look.”
- Prioritize adjustability—bolos give endless styling options.
- Pick pieces made from materials that suit your skin and lifestyle.
- Decide if you want functional lockets or just love the aesthetic.
- Pay attention to creator reviews—they’ve tested wear, comfort, and style in real life.
- Visualize how each necklace will pair with your favorite outfits.
- And above all—choose one that makes you feel confident every time you put it on!
Happy shopping! Your next favorite necklace might just be waiting in one of these creator-approved picks.